22:41incoming message
A text that knows your bank.
It names the account, mimics the tone, and asks for one small confirmation. This is how most household incidents start.
For families, principals and family offices
Cybersecurity Insuranceand Protection at the speed of light.
No jargon, no waiting. Get covered in minutes.Insurance and a 24/7 cyber concierge, in one subscription.*
- maximum available
- $5M
- response desk
- 24/7
- staffed hubs
- US + EU
Plans
Pick the cover that fits your household
Every plan includes the 24/7 concierge, continuous monitoring and household training.
CHUBB
policy capacity
JENCAP
wholesale bind
PWC BELGIUM
independent validation
scans run5,000+
response desk24/7
the spread
One tap. Then it travels.
A cloned voice, a text that knows your bank, one approved payment. An incident never stays on one screen. It moves through the accounts, devices, and people connected to it.
the night it happens
The first minutes are the whole story.
22:44incoming call
The voice on the line is your daughter’s.
Cloned from thirty seconds of public audio. She needs the transfer approved tonight, and she sounds exactly right.
22:47payment initiated
A wire starts moving.
Sent from your own device, authorised with your own credentials. From here, every minute is the whole game.
syba response desk
A human picks up.
The response desk is staffed around the clock, from the US and the EU. One engineer owns the incident from this second.
23:15contained
Stopped, documented, covered.
The wire is frozen, the devices are isolated, and the case file is already building. The family goes back to bed.
An incident becomes manageable when one team owns it.
Syba connects prevention, human response, and insurance into one operating model for the household. No ticket maze, and no handoff without context.
Illustrative response workflowSYBA / 24-7
- Contain
Stop the next wrong move
Freeze exposed accounts, isolate devices, preserve evidence, and give the household one clear owner.
- Document
Build the case file
Turn the incident into a clean timeline and a handoff packet the bank, broker, platform, or carrier can use.
- Recover
Stay through closeout
Coordinate the recovery, track every open action, and leave the family with a written record of what changed.
Sample deliverables
- Device inventory
- Breach exposure brief
- Incident timeline
- Closeout summary
the gap
This is where a family is alone.
Banks run fraud desks. Companies keep security teams. At home it is you, a phone, and whoever picks up. Syba's response desk is staffed around the clock, from the US and the EU.
Everything around the household, with one accountable team.
The value is not another dashboard. It is the continuity between what Syba sees, what the concierge does, and what the policy covers.
the program
One shield around everything.
Syba is cyber insurance with the protection built in. The app and the always-on agents watch the household, the 24/7 Cyber Concierge connects you with a cyber engineer the moment something looks wrong, and the cover placed behind your plan carries the financial loss. One program, one accountable team.
Your householdDevices, accounts, people
- Syba app for iOS
Continuous monitoring, phish blocker, device and WiFi scanning.
- always on24/7 Cyber Concierge
Your SYBA Cyber Concierge connects you with a cyber engineer 24/7.
- Cyber insurance
Up to $5M in cover from A-rated carriers, placed through licensed brokers.
- Incident response
One engineer owns the incident until closeout, recovery included.
- Monthly training
5-minute behavioural training for the whole household.
- Always-on agents
Mac app and Chrome extension guard the desktop and the browser.
why the household is the target
57%
of North American family offices were hit by a cyberattack in the last 12-24 months
93%
of those attacks arrived as phishing, the most common vector by far
62%
attack rate among family offices with more than one billion US dollars in assets
25%
were attacked three or more times in the same period
31%
still have no cyber incident response plan in place
Source: Deloitte Private, The Family Office Cybersecurity Report 2024 (The Family Office Insights Series, Global Edition).
who we serve
the response
The light answers first.
The moment a threat shows on the horizon, Syba's desk ignites: one engineer owns the incident, contains it, and documents every step. Then the insurance placed behind your plan does its work.
$5,000,000CHUBB + TOKIO MARINEJENCAP PLACEMENTPWC BELGIUMTRANSUNION
CHUBB
policy capacity
JENCAP
wholesale bind
PWC BELGIUM
independent validation
coverage$2M
indicative premium$330/moPlatinum
Numbers stay indicative until our licensed brokers place the cover.Continue with Platinum
Personal Guard · United States
One subscription. Five depths of cover.
Start with individual protection, then scale to full-household response as more people, property, and digital exposure come into view.
- Depth 01PERSONAL
Silver
$49/ month - Depth 02PERSONAL+
Gold
$75/ month - Depth 03HNW FAMILY
Platinum
Most chosen$330/ month - Depth 04FAMILY OFFICE
Diamond
$1,125/ month - Depth 05FULL ESTATE
Diamond +
$2,250/ month
What happens after you paySyba / step by step
- 01 Account
Create your account
Sign up with your email and a password, then pick the plan that fits your household. Your account exists before any payment is taken.
- 02 Payment
Pay by card
Checkout runs through Stripe, monthly or yearly. You can cancel at any time. Your policy and billing appear in your dashboard as soon as the payment clears.
- 03 Dashboard
Sign in to your dashboard
Sign in at sybainsurance.com with the email you used at checkout. Your dashboard shows your cover and renewal, runs security checks, lets you report an incident, and lets you file and follow a claim.
- 04 App
Add the free Syba app
The iPhone app checks the security of your connection, checks your email addresses against known data breaches, and shows where your usernames appear online. Get it on the App Store.
Insurance coverage is provided on a layered basis by A-rated carriers. The first $2,000,000 of coverage is underwritten by Tokio Marine HCC - Cyber & Professional Lines Group; the layer above $2,000,000 up to the $5,000,000 limit is underwritten by Chubb. Policies are placed through Syba’s licensed insurance brokers (EPIC Insurance Brokers & Consultants in the United States). Syba is not licensed as an insurance agency or third-party administrator in any jurisdiction and does not engage in the solicitation of insurance. Coverage, limits and availability vary by jurisdiction and are subject to the terms of the issued policy.
four questions everyone asks
What people want to know before they call.
Silver starts at $49 per month with up to $250K in cover. Gold is $75 (up to $500K), Platinum (the tier most families choose) is $330 with up to $2M, and Diamond is $1,125 with up to $5M and a personal cyber engineer. Family offices can go Diamond + at $2,250 per month for the full-estate program. Every tier is cancel-any-month with a prorated refund, and you see your price online before you pay.
covered, actually
A life that holds.
Prevention, human response, and cover, joined into one system around the household. That is what first light means here.
Private-client protection